: : How did they know--did they ask you about snakes specifically?
: We were stupid and asked if we could have them covered.
I wouldn't want to conduct the survey, but I wonder how many insurance companies would be tickled-pink to hear a client had snakes and wanted them covered. I think it's one of those cases where you don't lie to them, you just don't go out of your way to say you have nonstandard pets.
Logically, a fish tank should be a higher insurance risk than snakes due to the potential for water damage, but most people are "used" to hearing about fish as pets; not so many are familiar with pet snakes.